Traveling to the Middle East: Currency, Tipping, and Payment Tips
Popular Currencies in the Middle East
Each country in the Middle East has its own currency, and while the US Dollar (USD) may be accepted in some areas, it’s generally best to have the local currency. Here are the most commonly used currencies:
- United Arab Emirates (UAE): UAE Dirham (AED)
- Saudi Arabia: Saudi Riyal (SAR)
- Israel: Israeli Shekel (ILS)
- Jordan: Jordanian Dinar (JOD)
- Egypt: Egyptian Pound (EGP)
- Qatar: Qatari Riyal (QAR)
- Kuwait: Kuwaiti Dinar (KWD) (one of the strongest currencies in the world)
Pro Tip: Familiarize yourself with the currency symbols and denominations before arriving to avoid confusion, especially in cash-dominant areas.
Cash vs. Card: Which is More Accepted?
The acceptance of cash and cards varies across the region, depending on the country and whether you are in a major city or a rural area.
Cash:
- Widely Accepted: In markets, bazaars, and smaller shops, cash is the preferred method of payment.
- Essential for Tipping: Having small bills is crucial for tips, public transport, and street vendors.
Card:
- Urban-Friendly: Credit and debit cards are commonly accepted in cities, high-end restaurants, and shopping malls.
- ATMs: Available for withdrawing local currency, but always check if the bank charges additional fees.
Pro Tip: Always opt to pay in the local currency when using a card to avoid unfavorable dynamic currency conversion (DCC) rates.
Tipping Customs
Tipping is common in most Middle Eastern countries, but the amount and expectation vary. Here’s a quick guide:
- United Arab Emirates:
- Restaurants: 10-15% if service isn’t included.
- Hotels: AED 10-20 for bellboys and housekeeping.
- Taxis: Round up the fare or add 5%.
- Saudi Arabia:
- Restaurants: 10-15%.
- Hotels: SAR 5-10 for staff.
- Taxis: Not customary, but rounding up is appreciated.
- Egypt:
- Restaurants: 5-10%, even if a service charge is included.
- Hotels: EGP 10-20 for staff.
- Taxis: Round up the fare or tip a small amount.
- Jordan:
- Restaurants: 10%.
- Hotels: JOD 1-2 for porters or housekeeping.
- Taxis: Not expected but appreciated if rounding up.
